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Virtual CFO & cash flow
13-week cash forecast, collection follow-up system, supplier payment calendar, working capital and monthly review meetings.
Virtual CFO · Indore & across India
Your numbers, bridged to decisions.
Know next month's cash, your real profit and where money is leaking, every week. Without the business needing you every minute.
- Works with Tally, Busy & Excel
- Fixed monthly fee
- Alongside your existing CA
Your Monday dashboard (example)
₹18.4 LCash across banks
₹42.1 LReceivable, 61% < 30 days
14.2%Gross margin this month
₹6.8 LShort in week 3: plan now
⚠ 3 bills edited after printing · 2 customers over credit limit
Sound familiar?
Today, you are the system.
Every growing business reaches this point. Sales grow, but the owner's day fills with approvals, calls and guesswork.
- I know my real profit only when the CA finalises the accounts.
- I cannot say today how much is due to me, and since how long.
- Staff call me for rates, stock and dues they should be able to check.
- Stock in the books does not match the godown.
- Data lives in WhatsApp, diaries and separate Excel sheets.
- I want to expand, but I am not sure the numbers support it.
Services
A finance head for your business, without the full-time salary.
Pick what you need now. Most clients start with cash flow and MIS, then add automation.
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MIS & dashboards
Daily and weekly reports on your phone: sales, dues, bank balances, margins and KPIs, pulled from Tally, Busy or Excel.
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Costing & real profit
Product, client and job-wise margin, costing that updates with purchase prices, and budget versus actual every month.
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Process automation
Automatic payment reminders, quotations, approvals, alerts and data entry, so the same data is never typed twice.
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Project reports & CMA data
Feasibility studies, business plans, projections and CMA data to present proposals for loans and limits to banks.
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Controls & stock systems
Exception alerts for edited bills, excess discounts and unusual entries; stock reconciliation and slow-moving item reviews.
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Compliance tracker
One calendar for GST, TDS, notices, replies, licence and insurance renewals, with reminders before the due date.
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Training
Workshops for owners and staff on reading numbers, MIS, Excel and automation, so the system keeps running.
How it works
From guesswork to a weekly rhythm in 90 days.
Health Check
Five minutes online. Tick what is true for you across 8 areas and get an instant score.
Free 30-minute call
We go through your top three areas and agree the first quick win.
90-day plan
A written scope and fixed monthly fee. We set up reports, reminders and controls.
Monthly CFO review
Every month: cash, profit, targets and the next decision, on one page.
How healthy is your business, really?
40 simple statements. No wrong answers. Your score and top three areas, instantly.
Who you will work with
CA Adarsh Jain
Sankhya Setu (Sanskrit for “a bridge of numbers”) helps owners of growing businesses in Indore and across India turn their accounts into weekly decisions: what to collect, what to cut, what to price, and when to expand.
We work alongside your existing CA and accountant. They keep the books and file returns; we make those numbers useful to you every week.
Questions
Frequently asked questions
What is a Virtual CFO?
A Virtual CFO is a part-time finance head. Instead of hiring a full-time CFO, a growing business gets a fixed monthly rhythm of cash flow planning, MIS reports, costing, controls and decision support, delivered remotely and in regular review meetings.
How is a Virtual CFO different from my CA?
Your CA looks back: books, returns and audit. A Virtual CFO looks forward: next month's cash, which product or client makes money, where costs are leaking and whether the numbers support expansion. We work alongside your existing CA and do not do statutory audit.
Do you work with Tally and Busy?
Yes. Most growing businesses keep accounts in Tally, Busy or Excel. We build reports, dashboards, reminders and alerts on top of the software you already use, so your team does not have to change how it works.
What does it cost?
Fees depend on the size of the business and the scope chosen. After the free Business Health Check and a short call, you get a written scope with a fixed monthly fee before any work begins.
Is my business data safe?
Yes. Data is shared only through access you control, kept confidential under a written engagement, used only for your work, and returned or deleted when the engagement ends. This website itself is served only over encrypted HTTPS.
Do you only work in Indore?
We are based in Indore and meet local clients in person. Because the work is digital, we also serve businesses anywhere in India through video calls and shared dashboards.
Contact
Let's talk about your numbers.
Prefer a quick message? Leave your details and we will call you back within one working day.
Phone / WhatsApp: 98260 80804
Email: info@sankhyasetu.in
Based in: Indore, Madhya Pradesh